In light of the coronavirus pandemic, we have been forced to think about our mortality and evaluate how our loved ones would be taken care of should we die unexpectedly. Life insurance can be an affordable way to provide for…
The future is a big unknown for everyone. Significant uncertainty abounds as to the outcomes of US tax legislation proposals. Estate and gift tax exemptions may get cut in half or not, and whatever happens will likely affect all deaths…
For serious health conditions like ALS and Alzheimer’s it is vital to have a strong power of attorney. Additionally, it is important to know that a good “basic” advance-directive document needs considerable supplementation when it comes to a dreadful illness…
A trust is a great mechanism for handling estate business and it can be beneficial to anyone with any number of assets. You want to keep your affairs private and stay out of probate court? Maybe you have stepchildren? You…
In order for the elderly and disabled to receive the personal and health support they need, long-term care insurance can be the solution. However, it is important to understand long-term care insurance before the time comes when the benefits are…
Imagining the likelihood of a deadly illness or injury is not something people like to think about. Because of this, we rarely think about how to protect ourselves and our loved ones if the worst were to happen. However, just…
At age 65, seniors are eligible to receive health-care benefits through Medicare if they have paid into Social Security. Individuals under age 65 who qualify to receive Social Security Disability benefits are also covered under Medicare, as well as anyone…
A married couple, Ginny and George, had extended family they wanted to leave their assets to when they died. Unfortunately, Ginny was then diagnosed with cancer. She began to worry: What could happen if she died before George did, and…
Data breaches have unfortunately become a common occurrence, with the Capital One data breach, for example, compromising 100 million Americans. But what hasn’t been receiving much major media coverage are the recent breaches affecting seniors. One such breach occurred last…
Incidents of what attorneys deem “undue influence” on the elderly constitute elder abuse. It disrupts the older persons’ impulse to provide for loved ones and instead leaves assets to the manipulator. Often, family members do not find out about a…