On May 11, 2023, the Covid Public Health Emergency (PHE) was formally ended by the federal government. The conclusion of the PHE also ended a requirement of the Families First Coronavirus Response Act (FFCRA) that kept people continuously enrolled in…
Almost everyone will require long-term care at some point during their lives, so it is important to plan ahead. While we cannot predict the timing or level of care, we can take steps to prepare for an unexpected medical and…
Medicaid provides health and long-term care coverage for seniors and people with disabilities. Qualifications for Medicaid vary by state, with overarching federal guidelines. The Kaiser Family Foundation (KFF), a nonprofit organization focusing on national health issues, recently released findings from…
Medicaid and inheritances can both be subject to mistakes and these can be expensive. When a person is drawing Medicaid benefits and inherits money or property, that inheritance jeopardizes the benefits. The inheritance must be handled carefully to minimize expensive…
Americans aged five or older with special needs make up the largest minority in America, with 58 million people. The majority of federal and state benefits available to help persons with disabilities are needs-based, meaning income and assets are strictly…
Now, more than ever, it is crucial to evaluate your life and plan your healthcare. Americans continue responding to the ever-present threat of COVID-19 in its many iterations, and we are identifying that which is most important in our lives…
To qualify for Medicaid benefits through nursing home care, assisted living, in-home care, or adult foster care, an individual must meet income and asset requirements. As a result of these rules, many candidates give away their money and resources to…
Check out this post to read answers to common estate planning questions. Click here to read.
Low-income seniors with limited assets and income can afford health care and long-term care through Medicaid, a federal/state program. Many seniors believe their only option to qualify for the program is to “spend down” their assets. While this is true…
The decision to leave full-time employment and retire can have significant consequences on your future financial situation. The transition to your next phase of life, whether full or semi-retirement, adventure-seeking, or family-driven, requires thoughtful planning to avoid needless surprises that…