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Getting Ready for a Crisis: A Guide for Caregivers

We live in a dangerous world. It is a big responsibility to care for another person, and even when things are going well, it can be stressful. A crisis, such as illness, trauma, natural disaster, or any other unexpected adverse…

Gifts and Penalties Under Medicare

Low-income seniors with limited assets and income can afford health care and long-term care through Medicaid, a federal/state program. Many seniors believe their only option to qualify for the program is to “spend down” their assets. While this is true…

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