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Continuing Care Retirement Communities: A Guide

Continuing Care Retirement Communities: A Guide

There are three distinct phases to living in a continuing care retirement community (CCRC). The first is independent living when a resident enters into the community with few if any disabilities requiring limited assistance. In this phase of independent living,…

Medicaid Qualification Guide without Penalties

Medicaid Qualification Guide without Penalties

Almost everyone will require long-term care at some point during their lives, so it is important to plan ahead. While we cannot predict the timing or level of care, we can take steps to prepare for an unexpected medical and…

Getting Ready for a Crisis: A Guide for Caregivers

Getting Ready for a Crisis: A Guide for Caregivers

We live in a dangerous world. It is a big responsibility to care for another person, and even when things are going well, it can be stressful. A crisis, such as illness, trauma, natural disaster, or any other unexpected adverse…

Gifts and Penalties Under Medicare

Gifts and Penalties Under Medicare

Low-income seniors with limited assets and income can afford health care and long-term care through Medicaid, a federal/state program. Many seniors believe their only option to qualify for the program is to “spend down” their assets. While this is true…

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