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Do You Have to Worry About Medicaid Taking Your Home?

Do You Have to Worry About Medicaid Taking Your Home?

There is nothing more American than owning a home. Homeownership is a valuable and significant possession that most people work hard for all their lives. So when health begins to fail and the need for long-term care arises, we often…

2023’s Five Social Security Benefit Changes

2023’s Five Social Security Benefit Changes

This year, more than seventy million people who depend on Social Security benefits will experience critical changes. Inflation continues to increase daily living costs with higher costs for gasoline, food, utility, rent, and mortgages. Yet real wages have been stagnant…

An Overview of Health Care Estate Planning Documents

An Overview of Health Care Estate Planning Documents

Wills and trusts are usually associated with estate planning and passing assets to future generations. However, there is another part of estate planning that doesn’t get as much attention. It concerns advance health care planning. Have you thought about what…

In a Living Will, What Is Covered?

In a Living Will, What Is Covered?

The living will is a legal document that describes your medical preferences if you can’t make those decisions for yourself. Incapacity can happen for many reasons, including an accident, an illness rendering you too sick to communicate, dementia, anesthesia, a…

Overseeing a Loved One’s Finances

Overseeing a Loved One’s Finances

As banking and bill-paying become more challenging as one age, incapacitation by accident or sudden disease can occur to anyone at any age, creating the same difficulties. Incapacity is not just about mental cognition, accident, or illness. You may have…

Continuing Care Retirement Communities: A Guide

Continuing Care Retirement Communities: A Guide

There are three distinct phases to living in a continuing care retirement community (CCRC). The first is independent living when a resident enters into the community with few if any disabilities requiring limited assistance. In this phase of independent living,…

Annuity For Married Couples That Is Medicaid-Compliant

Annuity For Married Couples That Is Medicaid-Compliant

An annuity is a financial product that pays a fixed amount of money every year throughout the life of the annuitant. Most annuities are deferred, meaning the payout doesn’t occur until a later date. However, you can receive immediate payouts…

Medicaid Qualification Guide without Penalties

Medicaid Qualification Guide without Penalties

Almost everyone will require long-term care at some point during their lives, so it is important to plan ahead. While we cannot predict the timing or level of care, we can take steps to prepare for an unexpected medical and…

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